HomeDebt consolidationJG Wentworth
Card bills piling up? JG Wentworth turns them into one monthly program payment.
Start with a free consultation with a debt relief specialist. The form starts at $10,000 of credit card debt, and programs run 24 to 60 months.
- One payment a month to the program, not one per card
- Made for $10,000 to $100,000+ of credit card debt
- Programs run 24 to 60 months
- Average graduated clients save about 44% before the program fee, about 21% after it
See If I QualifyA free consultation with no obligation.
This program is meant for people whose credit card balances add up to $10,000 or more. JG Wentworth asks your creditors to accept less than the full amount on each balance you enroll. Your part is a single monthly program payment, so there are no longer several due dates to chase. To learn whether it fits, start with the free consultation.
From several bills to one payment
- Start with a free call A debt relief specialist takes your call for free. Share your balances, which accounts are behind and how much you could pay each month. Nothing is binding.
- Pay one monthly program amount In place of the card bills, you pay the program once a month and money builds up inside it, while JG Wentworth bargains with your creditors.
- Settle what you enrolled Programs run between 24 and 60 months, depending on your situation. In this program, debt free applies to enrolled unsecured debt only.
Ratings, as shown on JG Wentworth's page
Scores as shown on JG Wentworth's own page for Trustpilot, the BBB and Google. Scores shift over time.
Know the risks before you enroll
Your enrolled accounts stop being paid while deals are negotiated. Expect that to damage your creditworthiness and make borrowing harder. Creditors can still pursue collection or file a lawsuit, and added fees and interest can push balances up. Not every creditor will cut the principal. Any amount forgiven may count as taxable income, and not everyone completes the program, sometimes because saving enough proves too hard. Go through the whole program agreement before signing.
A free consultation with no obligation.
Questions about JG Wentworth
Is this a loan or an insurance product?
No to both. The program JG Wentworth offers is debt resolution: it negotiates with your creditors with the aim of closing each enrolled unsecured account for less than the balance. That makes it neither a loan nor credit counseling. FlexiFundLoan does not lend either.
How long does the program take?
Between 24 and 60 months, depending on your situation. And debt free only ever means the unsecured debt you enrolled.
What happens to my credit?
It will likely take a hit. Creditors are not paid while balances are being settled, which can damage your credit, lead to collections or lawsuits, and increase what you owe as fees and interest build up.
How much debt do I need?
The form starts at $10,000 of credit card debt and goes up to $100,000 or more. Your consultation confirms which accounts qualify.
By clicking "See If I Qualify," "Check My Debt Options," or "Start My Free Consultation," you agree that JG Wentworth may contact you at the number and email provided with calls, texts, or prerecorded/artificial voice messages about their products and services. Consent is not a condition of purchase. Message/data rates apply. You can withdraw consent anytime. Program length varies depending on individual situation. Programs are between 24 and 60 months in length. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Not all debts are eligible for enrollment. References to "debt free" refer only to enrolled unsecured debt. This is a debt resolution program provided by JGW Debt Settlement, LLC ("JGW"). JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. If a consumer residing in any other state contacts JGW, they may be connected with a law firm that provides debt resolution services in their state. Debt resolution program results vary by individual situation, so these services are not appropriate for everyone. Not all individuals who enroll complete the program, including because of their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences; please consult a tax professional. The use of debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness and make it harder to obtain credit; (2) may result in your being subject to collections or being sued by creditors or debt collectors; and (3) may increase the amount of money you owe due to the accrual of fees and interest. Not all creditors will agree to reduce principal balance. JGW fees are calculated based on a percentage of the debt enrolled in the program. Read and understand the program agreement prior to enrollment. JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. Consult independent professionals for such advice. This is a solicitation. Debt settlement can affect your credit. Advertisement. FlexiFundLoan is a free loan-request and comparison referral service and a marketing affiliate, and we may be compensated when you use the links on this page. That never changes the terms you are offered. FlexiFundLoan is not a lender, an insurer, a debt settlement company, or JG Wentworth.
Find out where you stand
A free call with a debt relief specialist, with no obligation, tells you where you stand. Then decide whether a single program payment should replace the card bills you are keeping up with.
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