Personal loans from $100 to $5,000. Ask for the amount that fits.

How it works

One form, three steps, and room to change your mind

All of it happens in your browser. No branch to visit, nothing to print, and no point at which you are locked in.

1. 
   1The form

   Fill in one short form

   Start with the amount, then a few questions about your income and the bank account a deposit would go to. Most people finish in a few minutes.

   • Soft inquiryChecking your options starts with a soft inquiry, so your credit score does not change.
   • EncryptedWhat you type is encrypted on the way to us and while we hold it.
   • FreeSending a request costs nothing and does not sign you up for anything.

   Start my request
2. 
   2The match

   We look for a lender who can help

   Your request goes out to the lending partners in our network at the same time. If one of them wants to make an offer, we connect you so you can read it.

   • No approval is impliedEvery lender decides for itself whether to lend and on what terms.
   • How a partner is chosenPartners bid on each request, and the highest bid still open is the one you are connected to. You pay nothing either way.
   • No sales calls from usFlexiFundLoan never phones you to sell anything. A lender may contact you, and so may a third party you agreed to on the form.

   Read the plain terms
3. 
   3The funds

   Funds, only if you accept

   If a lender approves you and you accept its offer, the money comes from that lender, not from FlexiFundLoan. The lender and your bank set the timing.

   • The lender sets the termsRates, fees and the repayment schedule are in the lender's own documents. We have no say in them.
   • Timing, if you are approvedMany lenders send funds as soon as the next business day, if approved. Weekends and bank holidays can add time.
   • Late payments cost moneyOnly accept repayments you can meet. If a payment will be late, call your lender before the due date.

   Common questions

Fifteen amounts

Fifteen amounts from $100 to $5,000. Pick the one that covers the gap.

The form offers fixed amounts, smallest $100 and largest $5,000. Choose the one closest to what you need and send the request once.

Whether a lender offers the amount you choose, or a different one, is always the lender's decision.

What it costs you

Using FlexiFundLoan costs you nothing

We charge nothing to send a request and nothing to connect you. Any rate, fee or due date comes from the lender making the offer, and you see it in writing before you agree to anything.

• 

  A soft inquiry first

  Looking at what is on offer starts with a soft inquiry, which leaves your score where it is. A full credit check only comes later, from a lender whose offer you choose to take further.

• 

  Kept private

  Your details are encrypted in transit and at rest, and shared only with the lending network your request goes to.

• 

  Free to walk away

  No fee to send it, no deadline to answer. Take as long as you need with any offer and accept it only if it works for you.

Questions about an approval, a deposit or a repayment go to the lender that made the offer. FlexiFundLoan is not a lender, and we cannot see a loan once it is pending or approved.